Home › Loan Products › New Construction
Financing a Home Built for YouBuilding from the ground up? Mindy coordinates financing with your builder's timeline so the loan keeps pace with the project — from the first draw to move-in.
Financing a home that doesn't exist yet takes an experienced hand. Whether you're working with a production builder or building custom, Mindy helps you line up financing that matches how construction actually happens — and transitions cleanly to a permanent mortgage when the keys are in hand.
Many buyers use a construction-to-permanent structure: one loan funds the build in stages, then converts to a standard mortgage when the home is finished — often with a single closing. Mindy will explain which structure fits your builder and your budget.
Builders each have their own timelines, draw schedules, and requirements. Mindy has guided families through the process before and keeps everyone — you, the builder, and the lender — on the same page so the financing never becomes the bottleneck.
It's a loan that finances the construction phase and then converts to a permanent mortgage once the home is complete, often with just one closing. Mindy will confirm whether it's the right fit for your project.
Depending on the program, yes — there are options to protect your rate through the build period. Mindy will review what's available given current market conditions.
It depends on the loan type and your profile. Mindy will lay out the specific down payment and reserve requirements for your build.
Mindy regularly coordinates with builders on timelines and draws. Share your builder's details and she'll align the financing with their process.
Get pre-approved, ask a question, or just see what's possible. No pressure — real answers.