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Mortgage Lender in Portland, ORFrom the close-in eastside bungalows to the West Hills and the suburbs, Portland is a city of distinct neighborhoods and price points. Whether you're a first-time buyer chasing a starter home or refinancing a place you've owned for years, Mindy knows the local market and the programs that fit it.
Mindy Hay is a senior loan officer with Union Home Mortgage, licensed in Oregon (NMLS #292224). With 16+ years of experience and a proud Homes for Heroes affiliation, she gives Portland buyers clear advice, fast answers, and a loan built around real life — not a call center.
Absolutely. Portland has strong first-time buyer demand, and Mindy specializes in pairing FHA, conventional 3%-down, and down payment assistance programs to get new buyers into their first home.
Yes — Mindy is licensed in Oregon (NMLS #292224) and works with buyers throughout the Portland metro.
Get pre-approved, ask a question, or just see what's possible. No pressure — real answers.