Home › Loan Products › First-Time Buyer
Your First Home, Made ApproachableFrom pre-approval to closing, Mindy guides first-time buyers step by step — including down payment assistance and first-home programs across Oregon, Washington, and Arizona.
Buying your first home can feel like a lot. The good news: you likely need less money, and have more options, than you think. Mindy specializes in walking first-time buyers through every step in plain language — and connecting them with programs that shrink the biggest hurdle, the down payment.
Between low-down-payment loans and down payment assistance, many first-time buyers get in with far less cash than the '20% down' myth suggests. Mindy will show you the actual dollars you'd need for your price range and which assistance programs you may qualify for.
It goes: get pre-approved, shop with confidence, make an offer, and close. Mindy stays with you the whole way — answering questions, coordinating with your agent, and keeping the loan on track — so your first purchase feels exciting instead of overwhelming.
Often far less than 20%. With low-down-payment loans and assistance programs, some buyers get in with 3.5%, 3%, or even $0 down. Mindy will show you the real number for your situation.
It's help — often a loan or grant — that covers part of your down payment or closing costs. Availability and terms vary by program and location; Mindy will tell you what you may qualify for.
Many programs define it generously — you often qualify if you haven't owned a home in the last three years. Mindy will confirm your eligibility.
With a quick, no-pressure conversation and a pre-approval. That tells you your budget and makes your offers stronger. Call (503) 312-3845 or start online any time.
Get pre-approved, ask a question, or just see what's possible. No pressure — real answers.